The 20K Promise

The 20K
Promise.

A Filipino investor. ₱20,000 every month. Building toward ₱2,000,000. Real stocks. Real numbers. No filters.

Current Value

₱82,947

Total Invested

₱82,108

Months In

4

Unrealized Gain/Loss

+₱839

Progress to ₱2,000,0004.15%
₱82,947₱2,000,000

Holdings

Live prices from PSE · Multiple buys merged automatically

Total Cost Basis

₱82,108.47

Current Value

₱82,947.00

Total Gain / Loss

+₱838.53

Overall Return

+1.02%
BDO

BDO Unibank Inc.

2 buys

110 shares · avg ₱116.52 · since Mar 2026

Live Price

₱124.20

Current Value

₱13,662.00

Gain / Loss

+₱845.11

Return

+6.59%

Portfolio %

15.6%

Why I hold this

"BDO is the laargest bank in the Philippines by assets"

ALI

Ayala Land Inc.

2 buys

1000 shares · avg ₱14.60 · since Mar 2026

Live Price

₱16.00

Current Value

₱16,000.00

Gain / Loss

+₱1,395.50

Return

+9.56%

Portfolio %

17.8%

Why I hold this

"Average ALI"

JFC

Jollibee Foods Corp.

4 buys

100 shares · avg ₱154.61 · since Mar 2026

Live Price

₱145.80

Current Value

₱14,580.00

Gain / Loss

₱-880.68

Return

-5.70%

Portfolio %

18.8%

Why I hold this

"Average Down JFC"

FME

First Metro Philippine Equity Fund

3 buys

150 shares · avg ₱100.90 · since Apr 2026

Live Price

₱106.00

Current Value

₱15,900.00

Gain / Loss

+₱764.47

Return

+5.05%

Portfolio %

18.4%

Why I hold this

"Steady ETF addition"

ARE

AREIT, Inc.

3 buys

500 shares · avg ₱39.30 · since Apr 2026

Live Price

₱37.40

Current Value

₱18,700.00

Gain / Loss

₱-947.80

Return

-4.82%

Portfolio %

23.9%

Why I hold this

"Average ALI"

AP

Aboitiz Power Corp

100 shares · avg ₱44.43 · since Jun 2026

Live Price

₱41.05

Current Value

₱4,105.00

Gain / Loss

₱-338.07

Return

-7.61%

Portfolio %

5.4%

Why I hold this

"Market diversification"

Dividend Income

Cash generated by the portfolio, tracked separately from monthly deposits

Net Dividends

₱392

Reinvested

₱392

Available

₱0

Tax Withheld

₱44

BDO

Dividend

Jun 22, 2026

"110 Shares @ 1.1 each"

Gross

₱121

Tax

-₱12

Net

₱109

Reinvested

₱109

AREIT

Dividend

Jun 11, 2026

"AREIT Quarterly dividend. 400 shares"

Gross

₱248

Tax

-₱25

Net

₱223

Reinvested

₱223

JFC

Dividend

May 21, 2026

"JFC Quarterly dividend. 50 Shares"

Gross

₱67

Tax

-₱7

Net

₱60

Reinvested

₱60

Monthly Log

₱20,000 committed every month — tracked here publicly

Cumulative Invested

June 2026

"Fourth Month. Average existing holdings. Add AP"

₱20,101

ALI: ₱9,689AREIT: ₱3,851FMETF: ₱2,118AP: ₱4,443

May 2026

"Third Month. average down existing holdings"

₱19,579

AREIT: ₱7,773FMETF: ₱5,010JFC: ₱6,796

April 2026

"Second Month. EFT and REIT exposure. JFC average down"

₱24,047

BDO: ₱4,722AREIT: ₱8,024FMETF: ₱8,008JFC: ₱3,294

March 2026

"First month. Three blue chips. Let's go."

₱18,382

BDO: ₱8,095ALI: ₱4,916JFC: ₱5,371