The 20K Promise

The 20K
Promise.

A Filipino investor. ₱20,000 every month. Building toward ₱2,000,000. Real stocks. Real numbers. No filters.

Total Invested

₱42,429

Monthly Commitment

₱20,000

Months In

2

Est. Months to Goal

98

Progress to ₱2,000,0002.12%
₱0₱2,000,000

Holdings

Live prices from PSE · Multiple buys merged automatically

Total Cost Basis

₱42,428.74

Current Value

₱40,523.00

Total Gain / Loss

₱-1,905.74

Overall Return

-4.49%
BDO

BDO Unibank Inc.

2 buys

110 shares · avg ₱116.52 · since Mar 2026

Live Price

₱120.70

Current Value

₱13,277.00

Gain / Loss

+₱460.11

Return

+3.59%

Portfolio %

30.2%

Why I hold this

"BDO is the laargest bank in the Philippines by assets"

ALI

Ayala Land Inc.

300 shares · avg ₱16.39 · since Mar 2026

Live Price

₱15.64

Current Value

₱4,692.00

Gain / Loss

₱-224.00

Return

-4.56%

Portfolio %

11.6%

Why I hold this

"One of the biggest real estate companies in the Philippines."

JFC

Jollibee Foods Corp.

2 buys

50 shares · avg ₱173.29 · since Mar 2026

Live Price

₱139.20

Current Value

₱6,960.00

Gain / Loss

₱-1,704.69

Return

-19.67%

Portfolio %

20.4%

Why I hold this

"Average Down JFC"

FME

First Metro Philippine Equity Fund

80 shares · avg ₱100.09 · since Apr 2026

Live Price

₱99.80

Current Value

₱7,984.00

Gain / Loss

₱-23.56

Return

-0.29%

Portfolio %

18.9%

Why I hold this

"A PSEi-tracking ETF that gives instant exposure to the top 30 Philippine companies in a single buy."

ARE

AREIT, Inc.

200 shares · avg ₱40.12 · since Apr 2026

Live Price

₱38.05

Current Value

₱7,610.00

Gain / Loss

₱-413.60

Return

-5.15%

Portfolio %

18.9%

Why I hold this

"Ayala's REIT arm provides steady dividend income from premium commercial real estate assets"

Monthly Log

₱20,000 committed every month — tracked here publicly

Cumulative Invested

April 2026

"Second Month. EFT and REIT exposure. JFC average down"

₱24,047

BDO: ₱4,722AREIT: ₱8,024FMETF: ₱8,008JFC: ₱3,294

March 2026

"First month. Three blue chips. Let's go."

₱18,382

BDO: ₱8,095ALI: ₱4,916JFC: ₱5,371